Washington · RCW § 64.38.045
Washington HOA Dispute Letter — Statute-Cited, $29.
Letter cites RCW § 64.38.045 — Washington homeowners have the right to examine HOA records during reasonable business hours. RCW § 64.38.055 protects solar installations. Drafted in 5 minutes, certified-mail-ready, $29 one-time.
- RCW § 64.38.045
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Last updated: May 2026
Researched by the HOAOverreach Research Team
Cascade Heights HOA
Attn: Board of Directors
Bellevue, WA
Re: Violation Notice — fine of $325
Dear Board of Directors,
I'm writing in response to the $325 fine assessed at my property. As context for this dispute, the Tanaka family of Bellevue was denied a rooftop solar installation 'for aesthetics' — directly contrary to the categorical bar in RCW § 64.38.055.
Under RCW § 64.38.045, Washington homeowners have the right to examine HOA records during reasonable business hours. RCW § 64.38.055 protects solar installations. The board did not meet that requirement here.
I demand the fine be rescinded within 14 days. Alternatively, please schedule the hearing the Washington Homeowners Association Act requires.
Respectfully,
[Homeowner]
Cascade Heights HOA
Attn: Board of Directors
Bellevue, WA
Re: Violation Notice — fine of $325
Dear Board of Directors,
I'm writing in response to the $325 fine assessed at my property. As context for this dispute, the Tanaka family of Bellevue was denied a rooftop solar installation 'for aesthetics' — directly contrary to the categorical bar in RCW § 64.38.055.
Under RCW § 64.38.045, Washington homeowners have the right to examine HOA records during reasonable business hours. RCW § 64.38.055 protects solar installations. The board did not meet that requirement here.
I demand the fine be rescinded within 14 days. Alternatively, please schedule the hearing the Washington Homeowners Association Act requires.
Respectfully,
[Homeowner]
Statute Facts
What Washington HOA law actually says
These are the Washington-specific rules every dispute letter from this page cites. Each sentence is sourced directly from Washington Homeowners Association Act (RCW §§ 64.38.001–64.38.075).
- Washington homeowners have the right to examine the association's records during reasonable business hours under RCW § 64.38.045.
- Under RCW § 64.38.055, a Washington HOA may not prohibit the installation of a solar energy system on property owned by a homeowner.
- The Washington Homeowners Association Act (RCW §§ 64.38.001–64.38.075) requires HOAs to act in good faith and in compliance with the governing documents.
- Washington HOA boards must follow notice procedures set forth in the governing documents before taking enforcement action under RCW § 64.38.025.
- Washington requires HOA financial records to be maintained and made available for inspection upon written request under § 64.38.045.
The fine math
Washington HOA fine and procedure rules at a glance
Pre-fine hearing
Not state-mandated — check CC&Rs
Notice period
10 days
Statutory fine cap
No state cap
Dispute resolution
Not required
Washington HOA escalations typically go to King County (or county-of-residence) superior court. The Attorney General's Consumer Protection Division also accepts HOA complaints.
What's in your letter
Every Washington letter built on three pillars
RCW §§ 64.38.001–64.38.075
Each letter cites the specific section of Washington Homeowners Association Act the board allegedly skipped — by section number, not by general reference.
CC&R clause analysis
The article and section of the CC&Rs the board cited — pulled into the letter so the board cannot later claim a different clause governs.
Fine-cap or fee math
Washington has no statutory fine cap, so the letter argues reasonableness and procedural defect under the CC&Rs and Washington Homeowners Association Act.
Washington-specific. Statute cited. Certified-mail-ready.
FAQ
Common Washington HOA dispute questions
Can a Washington HOA block my solar panels?
No. RCW § 64.38.055 specifically prohibits a Washington HOA from preventing the installation of a solar energy system on property owned by a homeowner. The HOA may impose reasonable aesthetic guidelines but cannot effectively prohibit installation.
Can I inspect my Washington HOA's records?
Yes. RCW § 64.38.045 gives Washington homeowners the right to examine the association's records during reasonable business hours. The HOA must maintain records and make them available upon written request.
What is the Washington Homeowners Association Act?
RCW §§ 64.38.001–64.38.075 — the Washington statute governing non-condominium HOAs. It establishes records rights, solar protections, board fiduciary duties, and procedural notice requirements. Most Washington HOA dispute letters cite at least one section of this Act.
Do Washington HOAs have to give notice before enforcement?
Yes — under the procedures incorporated in the governing documents, made enforceable by RCW § 64.38.025. The dispute letter cites both the CC&R clause and the state-law backstop.
Push back on your Washington HOA.
Statute cited. CC&R clause referenced. Delivered as a print-ready PDF in under 5 minutes.
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