HOA Laws by State
Last updated: April 2026
Researched by the HOAOverreach Research Team
Every state handles HOA regulation differently. Some states like California and Florida have comprehensive homeowner protection statutes. Others leave nearly everything to the CC&Rs. Select your state to see the specific laws that protect you.
Arizona
AZArizona Planned Communities Act
California
CADavis-Stirling Common Interest Development Act
Colorado
COColorado Common Interest Ownership Act
Florida
FLFlorida Homeowners Association Act
Georgia
GAGeorgia Property Owners Association Act
Illinois
ILCommon Interest Community Association Act
Minnesota
MNMinnesota Common Interest Ownership Act
Nevada
NVNevada Uniform Common-Interest Ownership Act
North Carolina
NCNorth Carolina Planned Community Act
Ohio
OHOhio Planned Community Development Act
Oregon
OROregon Planned Community Act
Pennsylvania
PAPennsylvania Uniform Planned Community Act
Texas
TXTexas Residential Property Owners Protection Act
Virginia
VAVirginia Property Owners Association Act
Washington
WAWashington Homeowners Association Act
74 million Americans live in HOA-governed communities. Across these 15 states, homeowner protections vary dramatically — from Florida's $100/day fine cap and mandatory hearings to states like Georgia where homeowners have minimal statutory protections. Knowing your state's law is the first step to fighting back.